Budget Direct Health Insurance

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Looking for a Private Health Insurance policy? Our policies could suit your needs and budget. Get a health cover quote today.

When it comes to private health insurance, Australia really is the lucky country.
We don’t have to decide if we can afford it. We just have to decide where we can get the best deal.

And to make that decision, you really should check out Budget Direct’s Simply Smarter Health Insurance.


bd-thumb Choose any extras health provider* bd-guarantee 30 day money-back guarantee^
bd-select Select the cover that suits you bd-save A choice of 55% or 85% back on your Extras (up to the annual limits).
bd-tick No waiting periods when you switch+


Hospital Cover

Let’s face it: no-one likes going to hospital. Unfortunately, you don’t always get a choice. And the last thing you want to be worrying about is whether you can pay for your treatment.

Budget Direct Health Insurance covers your expenses—treatment, accommodation, medication, etc.—so you can focus on getting back on your feet.

But you don’t want to pay for cover you’ll never use, which is why we have three levels of cover for you to choose from.

Extras Cover

When it comes to maintaining your health, you may need to call on any number of specialists—dentist, optometrist, physiotherapist, massage therapist, chiropractor, podiatrist, psychologist, and so on.

And, as you can imagine, their services can be very expensive.

That’s why you need Budget Direct Health Insurance Extras Cover. It helps you pay for these services so you can use them when you need to instead of just when you can afford to.


* Extras claims only. Provider recognition conditions apply.
If you switch to an equivalent or lower level of cover where waiting periods have already been served and you join within 30 days of leaving your old fund.
^ If you find alternative health insurance within 30 days of joining Budget Direct Health Insurance and provided you haven’t made a claim we’ll refund your money. Budget Direct Health Insurance is brought to you by GMHBA.

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